Revenue is growing. So why does cash flow still feel tight?

Growth without visibility creates ambiguity.

Black Diamond CFO Solutions helps you understand where money is going, why it’s happening, and how to regain control with decision-grade financial leadership and fractional CFO expertise.

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A black-diamond ski run is for experts. I bring expert-level fractional CFO services to $3M to $30M revenue companies that have outgrown basic accounting and need decision-grade financial clarity. I give owners the analysis, systems, and strategic control to scale confidently—without the cost of a full-time CFO. In short, I help business owners navigate the steep terrain of growth.

Meet Andrew

Why Should You Hire a Fractional CFO?

Eight ways Black Diamond CFO Solutions can help your business:

Cost-Effective Expertise

Hiring a full-time CFO can be a significant financial commitment, especially for small and mid-sized businesses. I allow you to access financial management expertise at a fraction of the cost. You only pay for the services you need, when you need them, making it a highly cost-effective solution for growing companies.

Scalable Support for Growing Businesses

As your business scales, your financial needs become more complex. I help manage this growth by implementing efficient financial systems, improving cash flow, and providing strategic guidance. Whether you need assistance with forecasting, budgeting, or financial reporting, I am there to ensure your financial health aligns with your business goals.

Access to Strategic Financial Guidance

A good fractional CFO brings years of experience working with businesses across multiple industries. I offer strategic data-driven guidance and financial planning to help you make informed decisions about expansion, investments, cost management, and more. This expertise helps ensure that your business is on track to meet both short-term and long-term goals.

Improved Financial Visibility and Decision Making

Without a CFO, many businesses struggle with understanding their financial data and using it for strategic decision-making. I provide clear and actionable insights into your company’s financial performance. I’ll give you access to the right financial reports and analytics so you can stay ahead of challenges as well as opportunities.

Focus on Core Business Activities

Managing finances can be time-consuming, especially for business owners who need to focus on running day-to-day operations. I allow you to delegate complex financial tasks, freeing up your time to focus on growing your business, building relationships with clients, and innovating your products or services.

Flexibility to Suit Your Needs

Unlike a full-time CFO, a fractional CFO offers flexibility. You can hire me for a specified set of services per month, on a project-by-project basis, or during specific phases of your business lifecycle (like raising capital or preparing for an acquisition). This adaptability allows you to receive expert guidance when it’s most critical, without the commitment of a permanent hire.

Independent, Objective Perspective

A fractional CFO brings an outside perspective to your business. I provide independent financial analysis and advice, helping you make decisions based on objective data rather than personal or emotional factors. I have no stake in office politics, so I give you the numbers straight.

Immediate Impact

Unlike a full-time CFO hire, who will often take months to relocate and onboard, I bring immediate value to your organization. I will assess your current financial situation quickly, identify opportunities for improvement, and help implement changes faster than it would take a full-time hire.

Andrew McCullough has disciplined financial judgment and genuine care for business owners. He brings clarity to numbers, structure to decisions, and calm to complex conversations. His background in fractional CFO work, operations, risk, and financial consulting is evident in the way he thinks and communicates. Financial leadership is stewardship. Andrew understands that. Any company seeking thoughtful CFO guidance should have a serious conversation with him.

Marcial Dumlao, Management Consulting Firm Founder

How it Works: you start with a conversation, not a contract. Each step produces something you can use right away.

  1. Free consult. You tell me what feels off: cash, reporting, margins, a deal, internal systems. I’ll tell you whether a fractional CFO fits, and where I would start. You leave with an honest answer either way.
  2. Diagnostic analysis (first 30 days). I’ll review your accounting processes, financial statements, cash position, and systems. You’ll receive a short, prioritized list of what to fix first.
  3. Build the foundation (days 30–90). I’ll put the core pieces in place: a monthly reporting package, a KPI dashboard, a 13-week cash forecast, and a budget. Your team will learn how to produce the underlying data.
  4. Ongoing guidance. I’ll meet with you weekly, biweekly, or monthly (you decide) to review results against the plan, update the forecast, and decide next moves. When bigger projects come up (debt sourcing, a sale or acquisition, a system selection), I’ll scope it separately.

How you can engage me: a monthly retainer for a defined set of services; hourly for projects.