A black-diamond ski run is for experts. I bring expert-level fractional CFO services to $3M to $30M revenue companies that have outgrown basic accounting and need decision-grade financial clarity. I give owners the analysis, systems, and strategic control to scale confidently—without the cost of a full-time CFO. In short, I help business owners navigate the steep terrain of growth.
Andrew McCullough has disciplined financial judgment and genuine care for business owners. He brings clarity to numbers, structure to decisions, and calm to complex conversations. His background in fractional CFO work, operations, risk, and financial consulting is evident in the way he thinks and communicates. Financial leadership is stewardship. Andrew understands that. Any company seeking thoughtful CFO guidance should have a serious conversation with him.
Marcial Dumlao, Management Consulting Firm Founder
How it Works: you start with a conversation, not a contract. Each step produces something you can use right away.
- Free consult. You tell me what feels off: cash, reporting, margins, a deal, internal systems. I’ll tell you whether a fractional CFO fits, and where I would start. You leave with an honest answer either way.
- Diagnostic analysis (first 30 days). I’ll review your accounting processes, financial statements, cash position, and systems. You’ll receive a short, prioritized list of what to fix first.
- Build the foundation (days 30–90). I’ll put the core pieces in place: a monthly reporting package, a KPI dashboard, a 13-week cash forecast, and a budget. Your team will learn how to produce the underlying data.
- Ongoing guidance. I’ll meet with you weekly, biweekly, or monthly (you decide) to review results against the plan, update the forecast, and decide next moves. When bigger projects come up (debt sourcing, a sale or acquisition, a system selection), I’ll scope it separately.
How you can engage me: a monthly retainer for a defined set of services; hourly for projects.
